Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call... we think you'll be pleasantly surprised!
Tracey Robinson - Dominion Lending Centres, White House Mortgages
In Canada, there are typically two paths to getting a mortgage: through a bank or through a licensed mortgage professional.
Tracey Robinson of Dominion Lending Centres, White House Mortgages in Penticton is a mortgage professional who prides herself in delivering exceptional client service and has an overwhelming passion for taking care of her clients to ensure they are fully informed and happy with their decision making. In fact, a large portion of Tracey's business is generated from referrals from existing mortgage clients in the entire South Okanagan!
Tracey is one of the leading Dominion Lending Centres’ Mortgage Brokers and as an example, in the month of March 2016 alone, she was awarded Top Performer positions of #26 across Canada for Number of Mortgages Funded and #47 across Canada for Volume of Mortgages Funded. Not bad for a small area such as the South Okanagan!
Tracey Robinson and her team know that exploring financial options for a major purchase like real estate can be an overwhelming task that sometimes leaves more questions than answers. With a seasoned and highly skilled mortgage broker like Tracey, however, you will feel completely at ease and trust her to take care of all your mortgage needs.While offering services to the whole South Okanagan, Tracey brings her highly-desired skills and experience to office locations in both Penticton and Osoyoos.
Possessing more than 30 years of experience in the financial sector, originally from the UK, Tracey is committed to her clients while working only in their best interests. Although she will chase the absolute lowest interest rates possible, Tracey’s focus is even more engaged to ensure her clients get the best possible terms and conditions on their mortgage, an extremely important factor.
Whether you are making your first purchase on a home or refinancing your mortgage, Tracey at Dominion Lending Centres has the resources to make your experience a smooth and easy one.
Penticton Mortgages and Real Estate
Being a Penticton mortgage broker, Tracey keeps up to date on all the latest trends in the industry.
We saw some of the lowest interest rates in history in 2015, and rates in 2016 seem to be following suit. Mortgage rates in Canada are expected to remain low yet slowly begin to rise towards the end of 2016, staying consistent with economic expert forecasts in Canada.
With the low interest rates helping fuel the market, buyers are able to purchase a home with mortgage payments that are less that they would pay for rent. The rental market in the South Okanagan has a very low vacancy rate, which has further driven the cost of rent upwards. With listings in the area being low, the market should be busy, as there seem to be more buyers than sellers. All in all, it is expected to be a strong year for sale in the Okanagan area.
In addition, with such good comparable sale prices, this has driven the value of homes up, meaning those clients not looking to move, have been able to refinance their homes successfully to either pay off debt, complete renovations or take advantage of lower outgoings whilst securing their mortgage for the next 5 years.
MLS statistics published by the South Okanagan Real Estate Board (SOREB) indicate that throughout the entire Board area from Osoyoos to Summerland, the overall value of residential sales increased substantially to $650m recorded in 2015 from $542m in 2014 and $410m in 2013.
The overall average regional residential selling price for 2015 was $391,000, a 6% increase from the 2014 average of $369,500.
These numbers are expected to increase over the course of 2016 while the Penticton real estate market continues to grow.
The South Okanagan
The climate and ambience of the South Okanagan invites visitors to come and spend long days relaxing on the sandy beaches. Whether you're here to sail for a day, or camp for week, there's something accommodating for everyone. Wine is such a big part of life here that there's a wine festival every season. This is where people come to participate in numerous tasting banquets and special events.
Penticton, located on Hwy 97, is one of Canada's best-loved vacation spots. Cradled within three trimmed mountain slopes, dramatic clay cliffs and bordered by Okanagan and Skaha Lakes, Penticton & Wine Country has the natural beauty vacationers seek. The semi-arid desert climate creates long, hot, sunny summers and mild, pleasant winters.
Winter recreation is first-class at Apex Mountain, just a short drive from Penticton. The diverse terrain and intimate village keep guests coming back for more. Come summer, trade your skis for hiking boots, mountain bikes or climbing equipment. Hike through alpine meadows or mountain bike multi-level terrain from gentle trails to world-class single track. The ultimate scenic mountain biking trials are along the Kettle Valley Railway bed. Trails wind gently down the hillside into old growth Ponderosa Pine and lush orchards and vineyards. Skaha Bluffs, rated world class within the industry, is a rock climber's favorite. Situated on the southeast edge of Penticton, the naturally occurring escarpments offer 700 sport-climbing routes to explore with or without a guide.
The city of Penticton is a gorgeous place to call home. Located in the beautiful Okanagan Valley, Penticton certainly doesn’t lack in breathtaking views.
The city’s vision statement is: “a vibrant, innovative, adventurous waterfront City that is focused on sustainability, community and economic opportunity.”
In 2012, Penticton was named in the top 10 travel destinations in the world in a Facebook survey done by the Huffington Post. In 2014, USA Today Readers Choice Awards ranked the Okanagan Valley as the second best wine area to visit in the top 10 destinations around the globe. Penticton was also declared the host of the 2017 Multisport World Championship Festival.
Why use a mortgage broker like Tracey Robinson at Dominion Lending Centres?
There are many reasons to choose a Penticton mortgage broker, and Tracey Robinson at Dominion Lending Centres White House Mortgages is the perfect example of how a mortgage broker can help you.
As part of Dominion Lending Centres, she offers the best mortgage rates and has access to over 50 financial institutions as well as a large pool of funds for private mortgage financing. Tracey is qualified to complete an extensive range of services: first time home buyers,private mortgages, refinances, commercial lending, self employed persons, reverse mortgage and not so perfect credit situations (ie: bankruptcy, divorce, power of sale, high debt load).
Working with a Penticton mortgage broker like Tracey, you can feel confident that you are being taken care of as ifyou’re part of the family. You are guaranteed to be treated with respect and dignity or as Tracey says “Like Royalty” while Tracey works to find the right fit for you.
The best thing about mortgage brokers is that they don’t work for the bank, they work for you! Because they’re not bank employees, they care about you and your situation while satisfying your needs. You’ll also only have to deal with Tracey or her Assistant Sasha, not a handful of different faces as you might endure if you were to go through a bank.
Read this article to see how a mortgage broker can benefit you: http://www.ratehub.ca/bank-vs-mortgage-broker
Whether you’re buying your first home, fifth home or refinancing, Tracey Robinson at Dominion Lending Centres White House Mortgages will provide you with informed advice using her skills obtained in the industry over the past 28 years.