by Tracey Robinson | Aug 5, 2025 | Uncategorized
As your local mortgage expert, I always aim to keep you informed about the economic forces that shape your borrowing power. On July 30th, 2025, the Bank of Canada (BoC) made its latest rate announcement, choosing to hold the overnight rate at 2.75% for the third...
by sasha@traceyrobinson.ca | Jul 3, 2025 | Uncategorized
Real gross domestic product (GDP) edged down 0.1% in April, following a 0.2% increase in March. The preliminary estimate for May was also -0.1%. April and May were months of the most significant tariff uncertainty–both auto, steel, and aluminum tariffs were...
by sasha@traceyrobinson.ca | Jun 4, 2025 | Uncategorized
As expected, the Bank of Canada held its benchmark interest rate unchanged at 2.75% at today’s meeting, the second consecutive rate hold since the Bank cut overnight rates seven times in the past year. The governing council noted that the unpredictability of the...
by Tracey Robinson | May 28, 2025 | Uncategorized
AWAITING PARLIAMENTARY APPROVAL: New GST Relief for First-Time Homebuyers: What You Need to Know On May 27, 2025, the Canadian government unveiled a significant update to its housing affordability strategy: the First-Time Home Buyers’ GST Rebate. This initiative aims...
by Tracey Robinson | May 28, 2025 | Uncategorized
Understanding Your Annual Property Taxes in BC As a homeowner in British Columbia, you’ll receive your annual property tax notice from your municipality each spring. But whether you pay those taxes yourself or your lender does it for you depends on how your mortgage...
by Tracey Robinson | May 24, 2025 | Uncategorized
New Rules, More Options: How a 30-Year Amortization is Helping First-Time Home Buyers Buying your first home is an exciting milestone — but in today’s market, it can also feel financially out of reach. Luckily, new changes introduced in December 2024 are giving...
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